Industry report: Status of AMLR implementation in the financial sector

Learn how well institutions are already prepared for AMLR, where the greatest operational effort will be required, and what role digitalization, wallets, and AI will play in the future.

To the industry report

Key findings at a glance

%

are still assessing how well prepared they are for the implementation of the AML package.

%

Expect the processing time per KYC case to increase from 2027 onwards.

%

They consider the new method for determining beneficial ownership to be the biggest challenge.

The results of our survey among money laundering and compliance experts paint a clear picture: The financial sector has recognized the pressure to act due to the AMLR. However, many institutions are still in the analysis and evaluation phase. At the same time, the market anticipates a significantly increased workload in KYC case management, particularly due to new requirements for UBO investigations, data updates, and process documentation.

The main bottleneck lies less in a fundamental awareness of the problem, but rather in the operational translation of new regulatory requirements into processes, roles, and systems. This is precisely the focus of the report.

Here's what you can expect in the full report

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Maturity level & planning
How prepared does the industry feel, and where do institutes currently stand in their analysis?

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Operational KYC effort
What impact do respondents expect on processing times, UBO (Unknown Bound) detection, and customer data updates?

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Processes & Digitalization
Why the implementation will be challenging not only technically, but above all organizationally and technologically.

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Wallets & AI
Which future topics are already on the agenda – and why the level of maturity is still low.

Status of AMLR implementation in the financial industry

How does your institute compare to the industry?

Download the full report and get a concise overview of the maturity level, areas for action, and operational challenges of AMLR implementation. In addition to the report, you'll benefit from regular tips and the latest news on KYC, anti-money laundering, and compliance in our monthly newsletter.

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About the survey

This is the KYCnow team - all in one photo

The survey is based on 68 complete answers by compliance experts and money laundering officers. The focus is on the financial sector: 84% of the responses came from financial institutions., Further 16% from insurance companies, leasing companies and other obligated parties.

The aim of the survey was to assess the current state of AMLR preparation, key operational challenges, and the role of digital support.